Investment property loans

Whether you’re buying your first investment or expanding your portfolio, Kredi helps you structure smarter loans that work for your long-term goals.

Why choose kredi

We don’t just help you get approved — we help you invest smarter.

Strategic loan Structuring

We help you choose the right setup — whether it’s interest-only, split loans, or standalone structures — to suit your long-term plans.

Access to investor-friendly lenders

Compare options from banks and specialist lenders that understand investment finance.

Equity & growth planning

Tap into equity from your existing property to fund your next move without overextending.

Expert support, no guesswork

Our brokers guide you through lender policy, rental income treatment, and maximising borrowing power.

Investment insights for you

Property investment
Accessing the equity in your home
Property investment
Unlocking your home equity to purchase an investment property
Property investment
Duplexes. Here’s what you need to know.

Calculators

How much can I borrow?

Get insights into your borrowing capacity.

Calculate your loan repayments

Understand your monthly repayment obligations.

Tools

Additional calculators and tools

Explore our collection of calculators and tools created to assist you in planning effectively.

We Compare Loans from 30+ leading banks & lenders

Ready to start building wealth?

Speak with our expert brokers to explore tailored investment loan solutions that suit your goals.

FAQs

Your questions about investment property loans answered by our expert brokers.

What is an interest-only loan?

An interest-only loan allows you to pay only the interest on the loan for a set period. This can lower your monthly repayments, making it easier to manage cash flow. It's a popular option for investors looking to maximise their investment potential.

How can I use equity to invest in more properties?

You can leverage the equity in your current property to secure additional funding for new investments. This involves accessing the increased value of your home to borrow against it. Our brokers can guide you through this process to maximise your investment opportunities.

What are the tax benefits of an investment property loan?

Investment property loans can offer significant tax deductions, including interest repayments and depreciation. These deductions can reduce your taxable income, making property investment more financially viable. Consulting with a tax professional can help you optimise these benefits.

What is cash flow management?

Cash flow management refers to tracking and optimising the inflow and outflow of cash in your investments. It ensures you have enough liquidity to cover expenses while maximising your returns. Our brokers can provide strategies tailored to your investment goals.

How to grow a property portfolio?

Growing a property portfolio involves strategic investments and leveraging existing assets. By understanding market trends and financing options, you can make informed decisions. Our expert brokers are here to help you navigate the complexities of property investment.